Are you considering retirement investment options outside of the stock market but aren’t sure which are right for you? Certified Safe Money can help you build a portfolio based on safe money investment options that will keep your principal safe even during economic downturns.
While it can be exciting to plan for retirement, it can also be pretty confusing when you try to weigh the pros and cons of all the investment options out there and determine which are right for you and your individual financial goals and needs.
The financial services experts at Certified Safe Money (CSM) can help you forge a path through the retirement options wilderness with an abundance of safe money financial tools and education.
With CSM's educational resources, you can learn all about the advantages of “safe money” investment options like United States Treasuries, CDs (Certificates of Deposit), and fixed annuities, helping you choose the right financial vehicles and accounts that have no or low stock market risk and will protect your principal from going down in value.
Check out an example of CSM's educational resources at Safe Money Basics
The company's expansive resource library on safe money investments also includes a range of well-researched e-books and a free search tool that will match you with safe money experts in your area.
CSM notes the growing importance of safe money investment options as more traditional retirement options like Social Security have become less reliable income sources. Now that fewer workers are paying into Social Security and more retirees are collecting benefits, the program has become a higher risk.
By contrast, many retirement planners find fixed annuities to be particularly attractive as a lower-risk investment option because they yield set interest rates. They'll also keep your principal safe from stock market volatility, and your funds will grow on a tax-deferred basis.
The CSM team can help you learn about safe money investments like these while helping you build a safe money portfolio that will protect your principal without producing low returns that could reduce your future purchasing power.
You can find more information at Safe Money Advice Strategies
About Certified Safe Money
Headquartered in Silver Springs, Nevada, Certified Safe Money is a team of financial experts who provide expertise and guidance to those near or in retirement on financial products that provide guaranteed returns with no risk of losing principal. The company’s website offers an extensive library of educational articles and videos on retirement planning, as well as free, downloadable e-books on college funding, wealth planning, and how to add Social Security and Medicare safety nets to retirement plans.
“There are many financial products out there, and it can be overwhelming to choose the right solution to meet your financial retirement goals,” a company representative said. “At Certified Safe Money, we’re dedicated to providing you with useful information that can help make the decision easier. We provide educational resources on topics such as safe money, life insurance, annuities, retirement planning, Social Security, and more.”
When you're planning for retirement, it's important that you do your best to leave no stone unturned as you consider all the available options and figure out which would work best for you. That way, you'll have the best chance of going into retirement thoroughly prepared for any contingencies.
Learn how you can find expert help getting prepared for your best retirement at Choosing The Right Financial Advisor