With out-of-town contractor scams on the rise across Texas, particularly after major weather disasters, there are several steps you can take to protect yourself and your property, starting with employing a local company.
Unfortunately, out-of-town contractor scams are becoming increasingly common in Texas, especially after major disasters, like Hurricane Beryl. However, by listening to those alarm bells in your head and doing some due diligence, you can ensure that you don’t become yet another victim.
Many scammers suck people in by offering low prices, but as the old saying goes, “If it sounds too good to be true, it probably is.” In truth, many offer extremely competitive rates and are just a phone call away, explains Kemah-based Galveston County Roofing.
The Texas Department of Insurance highlights several common signs of out-of-town contracting scams, including door-to-door sales, unusually low prices, contracts with uncompleted sections or no contract at all, and requests for up-front payment. To avoid being caught out, the department recommends that you hire only locally based contractors with a portfolio of references.
When evaluating a potential contractor, asking the right questions can help you avoid scams. Start with basics like verifying their business address and checking if they’re licensed and insured. Ask for a written estimate that includes a detailed scope of work and timeline. Reputable contractors should also be willing to provide references from recent local clients.
Online platforms like the Better Business Bureau, Google, and Yelp can be helpful in vetting a company’s reputation. Look for consistent positive feedback over a long period of time. Be cautious if reviews appear to be overly generic or if the business has only recently appeared online, which could signal a fly-by-night operation.
Legitimate contractors will never ask for full payment before the job begins. A small deposit—often around 10% to 30%—is normal, but anything more should be a red flag. Payment should be tied to specific milestones in the project. Never pay in cash, and always keep a paper trail through checks or electronic payments.
Storm recovery can be overwhelming, and the pressure to act quickly is understandable. But taking the time to research and choose a trustworthy, local contractor can save you from major headaches down the road.
