4 things that can be done to lower your car insurance rate

Jun 17, 2021

If you own a car, auto insurance features on the list of your regular, recurring expenses. Here are 4 things that can be done to lower your car insurance rate. More info at https://brzinsurance.com/.

BRZ Insurance has today made public 4 bad driving habits to avoid decreasing your car insurance cost as yet unreleased facts about its Insurance ‘Auto Insurance’, now available in Massachusetts, New Jersey, Pennsylvania, Connecticut, and Rhode Island, which fans and consumers within the Personal Auto Insurance space should find particularly interesting.

The 4 bad driving habits to avoid to decrease your car insurance cost items include nuggets such as how:

If you own a car, auto insurance features on the list of your regular, recurring expenses. The price is the result of the combination of various risk factors, such as what kind of car you own, your driving record, your age or sex, or even where you live.

Below, we have gathered a few driving habits that are likely to cost you in the form of expensive claims and, subsequently, auto insurance premium hikes: Ayrton Senna famously said that “When you are fitted in a racing car and you race to win, second or third place is not enough.”

However, the problem was overcome by Below:

We have gathered a few driving habits that are likely to cost you in the form of expensive claims and, subsequently, auto insurance premium hikes: Ayrton Senna famously said that “When you are fitted in a racing car and you race to win, second or third place is not enough.”.

1 – Avoid distracted driving

Distracted driving might seem harmless enough at first glance, but it is a major contributor to entirely avoidable accidents and fines because it is so pervasive.

Examples of distracted driving include eating, applying make-up or otherwise grooming, adjusting the radio, using a navigation system, and, most importantly, general cell phone use. In addition, some types of distractions, such as checking Google maps, may be unavoidable to get from point A to point B and therefore require extra caution.

Others, however, such as texting and driving, are often the result of a false sense of security. Thus, there is a reason behind the fact that many states impose strict fines on cell phone usage while operating a vehicle and invest in awareness and educational campaigns to remind drivers to stay off their phones as much as possible.

Taking a step beyond those initiatives, Massachusetts will be joining other New England states on February 23, 2020, when the recently passed distracted driving law goes into effect. Under the new regulations, all cell phone usage, from texting to checking social media, will be prohibited while driving.

Each offense will result in escalating fines up to $500, while repeated infractions could result in auto insurance rate increases for offenders and driver training.

2 – Do not tailgate

Of all of the driving habits we’ve discussed, this might be the worst one.

Speaking of distracted driving, it is prudent always to maintain a safe distance from the vehicle in front of you.

Tailgating not only can come across as aggressive, but it also eliminates the margin of error that a comfortable distance provides you with in case other drivers stop or slow down unexpectedly.

Crashing into the car in front of you, even if the collision itself is mild, can cause injuries to both parties. It is also very likely to stain your record with your insurance company since you will likely be considered the party at fault for failing to stop properly.

3 – Always use your blinkers

This one may seem like a no-brainer, but failing to alert other motorists regarding your intentions when turning, switching lanes, or slowing down to nab a parking spot may put you on the other side of the scenario above: you might get rear-ended.

Apart from the immediate cost and unpleasantness of such a situation, the whiplash and force of the impact can cause injuries to your back, neck, arms, head, and even brain that may bring about pain and discomfort for years to come.

4 – Do not try to speed through yellow lights

It is effortless to miscalculate how much time you have left before the light turns red, so, as long as you have enough space, you should always treat an upcoming yellow light as a signal to slow down to a stop.

Stepping on the gas in an attempt to make it through just in the nick of time can result in a moving violation if the light ends up turning red or, even worse, in serious collisions.

BRZ Insurance did something different from other businesses in the Personal Auto Insurance space; as always, a BRZ associate can assist you with appropriate auto insurance coverage that will fit your budget and lifestyle.

BRZ Insurance started when Founder Tiago Prado noticed a growing need for better insurance rates, better car insurance coverages, multi-policy discounts, insurance bundles, and outstanding customer services. With 15 years prior experience in the Personal Auto Insurance world, Tiago Prado decided to go ahead and start in 2017.

Tiago Prado is quoted saying: “We like to do things to connect with our consumers and customers. Things like by providing the best service in the insurance niche, and releasing these little factoids even after Auto Insurance hits the market are what make all the difference.”

Auto Insurance has been live for 4 years. To find out more, it’s possible to visit https://brzinsurance.com/auto-quote/?lob=6

For more facts and further information about BRZ Insurance, this can be discovered at https://brzinsurance.com/

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