If you no longer need your life insurance, don’t cancel it! Q Life Settlements can help you maximize your payout by selling your life insurance at market value.
People who have purchased life insurance may consider canceling their policy when their financial circumstances change. You may need money for urgent expenses, such as medical bills, or you may no longer be able to afford the premiums and would like to reinvest the funds.
If you’ve decided that you don’t need your life insurance policy anymore, you can stop paying the premiums and surrender your policy. But did you know that you can also sell your policy and get a much higher payout than its surrender value? Call Q Life Settlements today to find out how much your policy is worth!
The company can buy your policy directly from you and also offers you a senior care benefit plan in case you need to pay for long-term care. Their services help you maximize the sale proceeds and avoid broker fees.
Go to https://qlifesettlements.com for more information.
What type of life insurance can I sell?
According to Q Life Settlements, universal life, term insurance, whole life, variable life, or survivorship universal life insurance policies with a face value between $50,000 and $50 million can qualify for a life settlement.
How much money can I get for my life insurance?
You can get a free, no-obligation estimate for your life insurance policy on the company’s website by filling out a simple form. You will need to indicate your age, policy payout, identify health issues, if any, and your contact details, after which you can receive your free quote. The life settlement calculator can be accessed at https://qlifesettlements.com/quote
What if I need long-term care?
With the national average monthly cost of senior care ranging between $4,000 for home care to over $8,000 for nursing home care, many people need to lapse or surrender their policy to be able to afford it. Q Life Settlements offers you a Senior Care Benefit Plan, which allows converting your life insurance policy into monthly tax-free payments to cover long-term senior care, such as nursing homes, assisted living, home care, or hospice.
“At Q Life Settlements, we strive to provide the most transparency and clarity in the life settlement process to empower our clients to pursue a direct life settlement,” said a company representative. “We find going direct typically results in a quicker settlement, and fewer fees – meaning you get more of your offer money in your pocket.”
Is your life insurance too expensive to maintain? Don’t cancel it before considering a life settlement! Your insurance is a valuable financial asset, and Q Life Settlement can help you get the highest price for it.
Go to https://qlifesettlements.com/long-term-care if you want to sell your life insurance today!