Insurance Brokerage Specializes In Protecting Vacation Home Rental Properties

Sep 14, 2021

Owners of vacation home rentals who want comprehensive insurance coverage should take a look at the plan offered by Proper Insurance (1-888-631-6680), a brokerage based in Bozeman, Montana.

Is your homeowner’s insurance enough to protect your rental property?

Proper Insurance’s newly updated policy for vacation rentals provides you with more comprehensive protection. It offers benefits that your standard home insurance plan does not, such as coverage for bed bugs, liquor liability, and income loss protection.

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The revamped policy was brokered with Lloyd’s of London, the leader in insurance coverage for vacation homes. This plan is especially ideal if you list your property on Airbnb and VRBO as a short-term rental. 

A vacation property is an attractive investment since it gives you a steady passive income. Since your house is rented to various people throughout the year, it is more susceptible to damage — many of which are not covered by a home insurance policy. 

Proper Insurance aims to address this gap by offering commercial liability policies that are designed specifically for the rental home market. With this extra layer of protection, you can avoid paying thousands of dollars in repairs should your house be damaged during a guest’s stay.

Your plan can also include coverage for specific amenities in your rental home, such as boats, bikes, hot tubs, and golf carts. Furthermore, you can choose to get protection against intentional acts of vandalism.

You can get a plan for any kind of property, including luxury homes, townhouses, condominiums, duplexes, cottages, and apartments. Proper Insurance will work closely with you to craft a bespoke plan that suits both your needs and budget. 

The insurance broker has a long history of reliable service, garnering an A+ rating from both the Better Business Bureau (BBB) and Standard & Poor’s. To date, it has underwritten well over 5,000 policies for customers in all 50 states of the country. 

Proper Insurance’s goal is to give you added peace of mind through its comprehensive selection of policies. It has been featured in media outlets such as USA Today, Star Tribune, CBS News, and The Miami Herald. The company has also received exclusive endorsements from vacation rental platforms like VRBO.

A spokesperson says: “Think of our offer as a homeowner’s policy, a landlord policy, and a business policy all wrapped into one.”

Protect your rental home with the help of Proper Insurance. Request a free quote today!

Simply visit if you wish to learn more about the insurance brokerage and its policies.

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