Get Short-Term & Vacation Rental Commercial Liability Insurance From Top Insurer

Oct 15, 2021

Short-term vacation rentals can now be covered by an updated policy launched by Proper Insurance. This policy gives owners confidence about renting out their vacation homes, condos, duplexes, townhouses, cabins, cottages, apartments, and more.

Are you looking for an insurance policy that will give you comprehensive coverage on your rental property?

The updated policy from Proper Insurance has broad coverage for your buildings, contents, commercial business liability, and business income. You might think that a home or landlord policy will be sufficient if your property is damaged or someone is injured. That may not be true; you need a policy that covers the gaps in those traditional policies.

More information is available at

You can now get comprehensive coverage policies with no limit on damage caused by a renter. In addition to the actual property, the policies include liability coverage for amenities the guests may use, including bicycles, golf carts, and small boats.

Liability is the biggest risk you face. This risk is present whether you are renting out a room in your home or the entire property. If a guest falls or injures himself, you might be exposed to what could be a huge payout. You can avoid that problem with this company’s policy that provides liability coverage, both commercial and personal.

The second-largest risk is the damage to the physical property, including the structure and its contents. Proper Insurance’s policy provides coverage whether the damage or theft was accidental or intentional. In fact, the policy pays you the actual replacement costs, not a dollar value based on the age of the items.

Another risk is lost rental income in case the property is damaged and cannot be rented for a length of time. With a policy at Proper Insurance, you can choose the insurance limit for lost rental income.

Airbnb and its imitators have changed the vacation rental industry forever. Today, you can rent out a room in your home and compete with mainstream hotels. Ten years ago, the U.S. had only 200,000 short-term rental properties. Now there are over 2 million.

Having written over 50,000 policies, Proper Insurance is the country’s leader in short-term vacation rental insurance and has received several commendations. The company, which has an A+ rating on the BBB, is backed by Lloyd’s of London and exclusively endorsed by Vrbo, the #1 website for vacation rentals by owner.

A satisfied client gave Proper Insurance five stars and wrote, “I was amazed at how efficient, patient and honest Alexa was. Got double the specialized coverage for 1/3 of the cost.”

Are you ready to cover your short-term vacation rental property with confidence?

Go to if you want to find out more!

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