Imagine not being alive but your are still there for your loved ones in their time of need.
Ever sat down and wondered what could be the best financial plan out of the millions offered across the globe? In the US for example, there are over 70,000 financial quotations from various financial solutions serving over 300 million citizens.
However, the biggest challenge to most of the citizens has always been choosing the best policy that can safeguard you and your loved ones'.
Now talking of choices, there is no need to burn your midnight oil looking for one because that's where Holliman Financial comes in. With Holliman Financial Solutions, you can get an instant, personalized quote with multiple coverage plans to choose from before you hit the 'apply' button.
Apply online after you choose your plan. It’s simple, straightforward, and only takes about 10 minutes. The team is ready to help anytime while remaining committed to helping you find the right coverage for you. You’ll receive a final decision once the underwriters have reviewed your application and their licensed agents will reach out and help activate your policy.
At just $50 a month can get your family $700,000 in life insurance coverage at your own comfort and without straining your nerves on anything. The $700,000 is then enough to be used to pay off home loans, debts, pay for child care, living expenses, or anything else your loved ones need.
We analyze your information against our wide range of products in real-time, matching you to a policy that fits your needs with a price that works for you.
If you’re not happy with your policy in the first 30 days for any reason, Holliman will refund your payment in full. After that, you are also free to cancel your policy at any time if it doesn't work for you, with no cancellation fees.
What does life insurance cover?
Your policy can help your loved ones in their greatest time of need. It can help cover some of life’s biggest expenses, like a home mortgage, debt, your children’s college tuition, and it can also replace lost income. Your policy can also help cover everyday expenses — anything your beneficiaries need, really. Ultimately, it’s up to them to decide how to use the payout.
How much life insurance do you need?
A common and easy way to come up with a coverage estimate is to multiply your annual income by 10. Another way is to calculate your long-term financial obligations and then subtract your assets. The remainder is the gap that life insurance needs to fill.
What if I have a policy through my employer?
You may already have some life insurance coverage from your employer. However, that policy might only provide a fraction of the coverage you actually need. Employer-sponsored policies typically offer coverage that is about 1-2× your annual salary. However, financial experts recommend having coverage that is about 10× your salary. This disparity can result in a large gap in protection if you’re solely relying on your policy through work — which is why many people buy individual term policies to supplement the coverage you receive through work.
The good thing is that the application process is free, easy and 100% online. Initially, application would take weeks due to the high traffic load of applicants but it can now be done in minutes, so you can focus on what matters. Most applicants don't even need a medical exam, so why should you be worried?