Is bankruptcy the end of the road or an opportunity for a restart? Let the Law Office of Kim Covington (541-393-2790) walk you through this often misunderstood process and help you get free of overwhelming debt.
They rarely tell you about the non-monetary aspect of accruing such a high amount of debt.
There are the non-stop calls and threats from debt collectors and, of course, the lawsuits that, if lost, will result in the garnishment of whatever income you have left. Now, imagine lying awake in the wee hours because there seems to be no hope for your situation.
Is declaring bankruptcy the answer, or are you just digging a deeper hole for yourself? Let the Law Office of Kim Covington set your mind at ease by helping you navigate the bankruptcy process. Learn more at https://www.kimcovington-bankruptcylawyer.com/
Bankruptcy is literally the last resort. Debtors seek it only when they are buried in debt and other options of settling with creditors have been tried and deemed insufficient. "Telling our clients to declare bankruptcy is not something we take lightly," a spokesperson for the firm said. "We exhaust all options before we resort to it, as it really is the last option."
But why is such a move even worth considering when the stain on your credit score and reputation is nearly indelible?
The answer: because it remains a viable way of protecting the debtor from creditors who might resort to harassment and lawsuits, and from repossession of assets, as certain essential assets can be exempt if one files a Chapter 7 bankruptcy.
Again, let’s not forget that there is an emotional aspect to debt, and bankruptcy can offer you that much-needed relief and break that you can use to bounce back.
When you think it’s time to let everyone know you're bankrupt, it’s paramount that there’s no room for doubt, and the Law Office of Kim Covington can help you be certain.
The firm primarily works with individuals or businesses facing overwhelming debt, but the first thing it does is exhaust all options. A number of debt relief options are available, such as consolidation, where multiple debts are rolled into one loan with a lower interest rate, and settlement, which involves negotiating with creditors to pay less than what was originally owed.
If it turns out that bankruptcy is the best path forward, you can expect the best rates from the Law Office of Kim Covington, with flexible payment plans available if you're incapable of settling fees upfront. Additionally, the initial financial consultation, which involves a thorough review of one’s options, is offered at no cost.
If you’re looking for top-notch bankruptcy counsel in the Eugene area, then the name you’re looking for is Kim Covington.
A respected bankruptcy attorney, Kim Covington has a "premier" rating from The National Registry and a 9.8 rating on Avvo, and she was the recipient of the latter’s Client’s Choice Award in 2024. Her firm was also named Best Business of 2025 by ThreeBestRated. Clients from her hometown of Eugene have also remarked on her professionalism and genuine compassion in helping people get out of debt.
If the problems arising from large debt seem unstoppable, expect resolute representation from the state’s toughest bankruptcy law specialist. Get the Law Office of Kim Covington on your side as soon as possible.
Get started by visiting https://www.kimcovington-bankruptcylawyer.com/
