Worried about outliving your retirement savings? That’s a valid concern, and it’s something that the Goldstone Financial Group can help you resolve.
These days, even those who have retirement savings in place are worried.
In its latest survey, Northwestern Mutual found that the average amount that Americans believe they need to retire has risen from $1.25 million in 2022 to $1.27 million this year. The same study found that 45% of the respondents worry about outliving their savings. Thankfully, though, 89% of those who work with a financial advisor reported taking steps to reduce the likelihood of living expenses outpacing their savings.
So if you think that your retirement savings are not enough to carry you through retirement, you’re probably right. But worry not because the Goldstone Financial Group can help you find a way to make your retirement something that you really should be looking forward to.
Learn more about this acclaimed firm at https://www.goldstonefinancialgroup.com/
The group has a systematic approach called the Goldstone Retirement Roadmap, and a big part of it is personalized income planning, which seeks to lay the foundation for a sustainable post-employment future by creating a highly diversified retirement portfolio. The Goldstone Financial Group achieves this level of self-sufficiency by identifying and combining guaranteed income sources and investments suited to your specific risk appetite and time horizon.
“Our retirement income planning services consider all sources of income to create a reliable income stream,” the company explained on its website. “It’s crucial to evaluate all sources of income and create a diversified portfolio to ensure that you have enough money to cover your essential expenses throughout retirement.”
This means exploring guaranteed income sources like Social Security, traditional and Roth IRAs, and annuities, and then supplementing them with revenue from carefully selected investments that match your risk appetite and income goals.
Another quality that sets the Goldstone Financial Group apart is its position as a registered investment advisor, which means that its fiduciary obligation makes it legally responsible for prioritizing its client’s best interest over its own. An INC. 5000 inductee, the firm has also received an A+ rating from the BBB and received its Great Place to Work Certification earlier this year, so rest assured you’re dealing with trusted pros.
The group is actively working to make personalized retirement planning services available to more locations in Illinois. Headquartered in Oakwood Terraces, it now has strategically placed offices throughout the state, bringing its services closer to individuals and families in Northbrook, Hoffman Estates, Lake Forest, Orland Park, St. Charles, and Chicago.
So if you’re residing in any of those areas, secure your financial future now by scheduling a consultation through https://goldstonefinancialgroup.com/contact-us/