Are you perplexed by all the all paperwork, overwhelmed by all the options? You are not alone. But the Modern Medical Agency will answer all your burning Medicare questions.
The more you research, the more you ask your friends and neighbors, the more it feels like driving through thick fog. And that can be dangerous! You are literally putting your life on the line when you make Medicare decisions, so it’s sometimes wise to turn to an independent, licensed expert with a de-fogging machine – one whose only focus is you, your health, and the program that best matches your needs.
Check them out at https://www.paulbinsurance.com
The Modern Medicare Agency’s new outreach will also explain the details of Medicare Advantage plans, otherwise known as ‘Part C’ or replacement plans. This is a coverage option for people who missed their open enrollment window for Medigap and now cannot qualify for Medigap due to health conditions.
Medicare spending in 2020 totaled over $900 billion, with more than 18% of the population covered by some aspect of the plan. However, a longstanding complaint among beneficiaries has been the program’s complexity. Individuals must juggle the different elements – parts A through D – along with Medigap and Medicare Advantage. They must then figure out detailed coverage rules, provider networks, and insurance formulas. A 2020 survey found that 32 percent of people found coverage details too confusing.
The Modern Medical agency emphasizes that any medical insurance plan must reflect your unique healthcare needs and wishes. Making a decision from among so many options and combinations can not only be daunting but have long-term implications for you and your family.
The agency cites an example of common confusion among beneficiaries: the shorthand of ‘replacement plan’ for Medicare Advantage. This is inaccurate; individuals who choose to participate are only opting to receive their benefits from a private company for the duration of the calendar year.
The Modern Medicare Agency is an independent consulting firm and agency that helps you navigate the process of choosing a Medicare provider and program that best serves your personal health needs. As a neutral arbiter and educator, the agency simplifies the various coverage plans and their licensed agents represent you to whichever Medicare-approved program is selected. They work actively with you to curate a plan based on your lifestyle and facilitate all the necessary enrollment paperwork.
One reviewer commented: “I had so many questions about Medicare and everyone I spoke to had different answers including Social Security office, so I was very happy to attend one of Paul’s Medicare workshops at his office.”
The next time an ad comes on TV touting some Medicare service, just ask yourself: what’s their angle here? What’s in it for them?
Then go to https://www.paulbinsurance.com and get yourself properly educated by independent professionals who will partner with you to make decisions in your best interests.