Estate & Legacy Planning In 2025: How To Find The Right Financial Advisor
Estate planning is a vital process for families of all sizes, helping to protect loved ones and prevent future disputes, according to TruNorth Advisors, a South Carolina retirement advisor.
Why Estate Planning Matters For Everyone
Estate planning is often associated with high-net-worth individuals, but it’s an essential process for anyone who wants control over how their assets are distributed. It involves setting up legal documents that outline your wishes for the future, including wills, trusts, and powers of attorney.
TruNorth Advisors, a team of financial advisors with estate planning professionals based in South Carolina, explains that these steps help people prepare for both the expected and the unexpected. They emphasize that estate and legacy planning should be seen as a way to protect your loved ones and reduce stress during difficult times.
Many Americans Still Overlook Estate Planning
Research from Caring.com reveals that only 32% of American adults have a will in place, and that figure drops to just 24% for those aged 18-34. The report cites procrastination and a belief that they don’t own enough to warrant a plan as common reasons.
These trends reveal a concerning gap between the importance of estate planning and the number of people who act on it. However, estate and legacy planning professionals can help bridge this gap by offering straightforward guidance tailored to different life situations.
It’s Not Just About Wealth
While large estates often include tax planning and trust structures, everyday plans can focus on simpler but equally important matters. These might include guardianship for children, naming a healthcare proxy, or ensuring a home passes smoothly to a spouse or partner.
“Planning ahead offers peace of mind—not just for you, but also for the people who matter most,” Matt Dixon, CEO of TruNorth Advisors, explains. “Even modest estates benefit from thoughtful planning, especially when health or family dynamics change.”
Professional Advice Is Essential
Seeking assistance from professionals is key - an advisor can explain the various legal tools available, as well as any state-specific laws that may apply.
TruNorth Advisors point out that working with experienced estate and legacy planning professionals helps ensure that your wishes are not only documented but also legally sound. Their experience shows that even simple steps can prevent complications for families in the future.
